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CTP ONLINE is a convenient tool (MTPL Calculator) to quickly determine the cost of CTP in all the major insurance companies, with the possibility of registration of an electronic or paper MTPL policy.
How it works?
In recent years, the calculation of CTP has become a real problem for motorists, because Rates are constantly changing and motorists simply do not have time to keep track of all innovations. From 1 July 2015 insurance companies were allowed to sell MTPL online (via the Internet). Through the application, you can calculate and issue the e-CTP or habitual policy paper. To calculate the CTP need to provide power cars, the age and experience of drivers and telephone number, so you get a pre-CTP cost for your car. To calculate the discount for accident-free driving is necessary to indicate full name, date of birth, series and number of rights. To make the policy must specify the passport data, driving licenses of persons allowed to TC management and data on vehicle registration certificates. Preliminary calculation of CTP will take you no more than a minute, you can also find out the exact cost of CTP, request a call back.
MTPL Calculator allows you to know the exact cost of CTP for your car, without a personal visit to the offices of the insurance companies. Find out right now how much you have to pay!
If necessary, you can quickly obtain advice on auto insurance and legal assistance. We can help you solve the problems of insurance company payments, lost discounts MSC, registration of accidents and others.
With the application of CTP Online you will always feel yourself confident on the road.
Definitions, which will be useful to you in the calculation and design of the insurance policy:
CTP - is compulsory insurance of civil liability of vehicle owners in the Russian Federation. Price MTPL policy is made up of fares and rates, statutory state. Thus, the cost of CTP and any restrictions on the only government regulated payments. Practically applicable formula for calculating the CTP is as follows: The price of CTP = TB (basic rate) * CT (Regional factor) * MSC (bonus-malus coefficient) * FAC (ratio of age-length) * KM (Motor power factor)
MSC - bonus-malus coefficient. Personal driver class that defines a discount or premium to the cost of CTP. There are two types of CTP calculator - without the MSC (for the preliminary calculation of CTP) and MSC (for the precise calculation of CTP). For each year without an accident is given a discount of 5% on the following liability insurance policy tool.
MOT - technical inspection or diagnostic chart. This document does not need to calculate the CTP, but is mandatory for the registration of the new policy. When making a CTP line, you also need to specify the diagnostic card number. THEN the machine must be valid, and ends not less than six months at the time of registration of CTP. Otherwise, the insurance company has the right to refuse registration of the policy.
SC - Insurance company
Vehicle - Vehicle