Check Credit Score
A Cibil Score is generated by credit bureaus and is a three-digit numeric representation of an individual’s creditworthiness, which is the likelihood of a person defaulting on a loan repayment or credit card dues. Typically ranging between 300 and 900, a high Cibil Score indicates that a person is more likely to use credit responsibly and therefore lenders tend to look more favourably at applications for loans or credit cards made by such people.
- Watch the credit card balances. Make the payments on a monthly basis and don’t let it spill over by paying just the minimum amount due. - - You will be charged a heavy interest on the remaining balance.
- Eliminate nuisance balances. If you have credit cards with small balances due, then clear them off at the earliest or transfer it to another existing card. This way you are not polluting your credit report with a lot of balances.
- If you have diligently paid off a debt, then leave the record in your credit report.
- Credit History
- Get Credit Scores
- Free Credit Chec
- My Credit Score
Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate.
Declaimer
This is not official app.This is only purpose of awareness of public.
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